As soon as people find out that I work for The Points Guy, they almost always follow up with one question: "What's the best credit card?"

My answer is usually, "It depends" — because there truly is no one-size-fits-all credit card that's best for everyone. Several factors go into determining the best credit card for your situation, including your spending habits, your credit score and the type of rewards you want to earn.

Some regular contenders frequently make the cut when I recommend new credit cards since they offer solid value for a variety of spenders and their lifestyles. I've had my fair share of them over my 20-plus years of collecting points and miles.

A great solo travel tip spotted this week on The Points Guy Articles.

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