If you're after an elevated hotel experience, especially at Ritz-Carlton hotels, the Ritz-Carlton™ Credit Card is here to offer Marriott Gold Elite status, an annual free night reward, club-level room upgrade certificates and more. The only way to get this card is to product change from an existing Marriott card, but it's quite a process. If you're dedicated to carrying out the steps needed, the card can be a worthwhile investment. Card rating*: ⭐⭐⭐⭐

Marriott is the world's largest hotel brand, and it has an extensive family of credit cards across two issuers, Chase and American Express.

However, arguably its best card and one of the best travel rewards cards overall, the Ritz-Carlton Credit Card, is not available to new applicants. Despite that, there's still a way you can get your hands on it.

A great solo travel tip spotted this week on The Points Guy Articles.

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