Buckle up, because Bilt continues to release details about its 2.0 program — which, as you may know, includes three new credit cards, two earning options and now an entirely new second rewards currency: Bilt Cash.
Bilt Cash does not replace Bilt Rewards Points, which are generally regarded as the most valuable type of loyalty program currency (per TPG's January 2026 valuations), largely due to their high-quality transfer partners. Instead, Bilt Cash can be earned alongside points and will unlock various credits, temporary status upgrades, the ability to earn more points on spending and other special goodies within the Bilt ecosystem.
This additional currency is also part of the trio of credit card welcome bonuses and can be earned at a 4% rate on nonhousing spend if you select that earning option.
A great solo travel tip spotted this week on The Points Guy Articles.
