When it comes to premium travel rewards cards, consumers have several options. Most of these cards charge high annual fees, but they have benefits, statement credits and bonus-earning categories to help offset those fees.

The American Express Platinum Card® is one of the top premium cards currently on the market, boasting a long list of travel, dining and lifestyle statement credits, and carries a $895 annual fee (see rates and fees).

But is it worth shelling out almost a thousand dollars? Here's how to decide whether it's worth a spot in your wallet.

A great solo travel tip spotted this week on The Points Guy Articles.

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