Points and miles are currently my preferred credit card reward currencies, but there was a time when cash back was my top choice.

Of the eight cards in my wallet, three are cash back products; I continue to hold all three because two of them — the Blue Cash Preferred® Card from American Express and the Discover it® Cash Back Credit Card — account for a significant portion of my credit history.

I added the third one, the Costco Anywhere Visa® Card by Citi (see rates and fees), to my wallet in 2023, and it's been putting in work ever since.

A great solo travel tip spotted this week on The Points Guy Articles.

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