I have held Capital One cards for years now. Until recently, I had forgotten about one particular cardholder perk: the ability to get discounted drinks at Capital One Cafe locations.

I had just finished up a run and was walking back home when I stumbled across a Capital One Cafe in downtown Portland, Oregon. Thanks to being a cardholder, I was able to visit that Capital One Cafe and enjoy 50% off the handcrafted beverage I ordered.

If you need a daily caffeine kick, this generous benefit can save you more money than you might realize, especially when coffee and tea drinks routinely cost $6 to $8 each. All Capital One and Discover credit and debit card holders are eligible for this benefit, so you don't need to worry about having a particular Capital One card to enjoy this perk.

A great solo travel tip spotted this week on The Points Guy Articles.

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