The Capital One Venture Rewards Credit Card is a great choice for both beginners and experts who want an easy way to earn miles with minimal effort — all for an affordable $95 annual fee.

And now, the Venture Rewards is featuring an excellent, limited-time welcome offer of 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. Plus, upon approval, you'll receive a $250 Capital One Travel credit to use during your first year.

If this offer sounds enticing and you're on the fence about applying, here's what else you need to know to make a decision.

A great solo travel tip spotted this week on The Points Guy Articles.

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