If you have a premium rewards card, you're likely familiar with its statement credits. When cards charge high annual fees, much of that cost is often offset by these perks.

Many benefits reset on a biannual or quarterly basis, which means you either use them or lose them. As June 30 approaches, it's worth taking stock of which statement credits you still have left to redeem.

Here's a card-by-card breakdown of the benefits you'll want to use before July 1.

A great solo travel tip spotted this week on The Points Guy Articles.

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