Some credit card applications offer instant approval to those who qualify. But what's even better is getting instant access to your new credit card.

Instant access to your new card number lets you start working on spending requirements to earn that card's welcome bonus. After all, the clock on welcome bonuses starts the day your account is approved, not when you receive your card in the mail

It's also a great feature if you're applying for a card with an introductory 0% annual percentage rate offer, which you might need if you're financing a large purchase.

A great solo travel tip spotted this week on The Points Guy Articles.

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