If you're looking for your first credit card, the Chase Freedom Rise® (see rates and fees) deserves a spot near the top of your list.
Many starter credit cards either require a security deposit, charge unnecessary fees or don't offer meaningful rewards. The Freedom Rise stands out by avoiding those common drawbacks. It has no annual fee, doesn't require a security deposit and earns unlimited cash-back rewards on every purchase.
What I like most about the Freedom Rise is that it serves as a true entry point into the Chase ecosystem. Cardholders may become eligible for a credit line increase after as little as six months of responsible use, and Chase may eventually offer an upgrade to the more rewarding Chase Freedom Unlimited® without requiring a new application.
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