The Bilt Obsidian Card (see rates and fees) is the mid-tier card in Bilt Rewards' Card 2.0 rollout.
For a $95 annual fee, cardholders can earn Bilt Points at an elevated rate in popular bonus categories, as well as 4% Bilt Cash on all nonhousing purchases. This is in addition to rewards earned on rent or mortgage payments.
New Bilt Obsidian cardholders receive $200 in Bilt Cash upon application and approval.
A great solo travel tip spotted this week on The Points Guy Articles.


