Choosing the right airline credit card usually comes down to how often you fly with that carrier and its partners — and Avianca's two cards are no exception.

If you regularly book Avianca or Star Alliance award flights, it's worth considering both the Avianca Lifemiles American Express® Card and the Avianca Lifemiles American Express® Elite Card.

The Elite Card may catch your eye with its earning rates and built-in Lifemiles+ Lite membership. However, despite its $249 annual fee (see rates and fees), it doesn't necessarily deliver enough value to justify the cost for most travelers.

A great solo travel tip spotted this week on The Points Guy Articles.

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