The Blue Business® Plus Credit Card from American Express (learn more) is one of Amex’s most lucrative and overlooked business cards. The card has no annual fee (Rates & Fees), and earns 2x Membership Rewards points on the first $50,000 spent every calendar year (and then 1x points), making it Amex’s most compelling card for everyday spending (at least up to that limit).

Despite its consistently modest welcome offer, this is a card that I think could absolutely be worth it. This is the only no annual fee Amex card that’s open to new applicants that earns Membership Rewards that can be moved to airline & hotel partners, so that’s a major benefit of the card.

The policy is generally that you can transfer your Amex points to the account of an authorized user on one of your cards, as long as they’ve been an authorized user on your card for at least 90 days. If you ask me, the Amex Blue Business Plus Card is the best product for adding authorized users in order to accomplish that. Why?

A great solo travel tip spotted this week on One Mile at a Time.

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