One of the most important decisions you'll make in your small business's card journey is choosing between cash back and points and miles. If you're Team Cash Back, the new Graphite™ Business Cash Unlimited Card has a bid to make for a spot in your business's wallet.
However, despite its straightforward earning structure, the card struggles to stand out among competitors offering better value at a lower cost.
With weak benefits, a high annual fee relative to its value proposition and a steep spending requirement for its welcome offer, the Amex Graphite card is one to avoid unless you're fully committed to American Express.
A great solo travel tip spotted this week on The Points Guy Articles.
