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Home » Mid-tier refreshes, transfer ratio devaluations and more: TPG's credit card experts predict 2026 trends
Augusta Stone
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Mid-tier refreshes, transfer ratio devaluations and more: TPG's credit card experts predict 2026 trends

SoloInTownBy SoloInTownDecember 29, 20251 Min Read
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With the sun setting on 2025, we've been musing on what new and exciting changes for credit cards, points and miles may arrive in 2026. The past year featured enough product launches, card refreshes and program changes to make our heads spin, so we're eager to see if that momentum continues into the new year.

I reached out to some of my fellow credit card experts here at TPG to see what they think about the ways our industry might change in 2026. Here are our thoughts.

With those out of the way, both TPG credit cards writer Augusta Stone and I believe we'll see issuers focus on their mid-tier products next.

A great solo travel tip spotted this week on The Points Guy Articles.

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