Cash-back credit cards are popular for good reason: They're simple, flexible and put real money back in your pocket.
Unlike with travel cards, you don't need to memorize airline award charts, track transfer partners or strategize redemptions. With just a swipe, you can earn a percentage of every purchase back as cash. For many people, that straightforward approach is exactly what makes rewards cards worth using.
But that simplicity comes with trade-offs. While cash-back cards offer guaranteed value and maximum flexibility, they typically sacrifice the premium perks and outsize redemption potential that travel rewards cards provide.
A great solo travel tip spotted this week on The Points Guy Articles.
