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Home » Are premium credit cards worth the annual fee?
Kyle Olsen
THE POINTS GUY
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Are premium credit cards worth the annual fee?

SoloInTownBy SoloInTownOctober 21, 20251 Min Read
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Premium credit cards are often marketed as the ultimate tool for travelers, packed with perks like airport lounge access, travel credits, elite status and elevated earning rates. But with annual fees that can reach almost $900, many people wonder: Are these cards truly worth the cost?

The truth is, these cards can deliver tremendous value — or end up costing you more than they're worth. It all depends on your travel habits, spending patterns and how much you'll take advantage of what's offered.

Here's how to tell whether a premium card deserves a spot in your wallet.

A great solo travel tip spotted this week on The Points Guy Articles.

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